Thank you for your email.
We would like to inform you that there are no deductible (0 excess) for the medical cover in your insurance policy.
There are certain benefits with deductible:
Luggage:
There is a deductible of € 250.00 per claim
Third Party Liability
Less the deductible of € 250.00 per event, the compensation for bodily injuries inflicted on a third party cannot exceed the sum of € 500,000.00 In the event of material or/and immaterial damages (damages of an object or an animal or any lost right of use of a chattel) may not exceed the sum of compensation of € 100,000.00.
Should you have any further questions, please feel free to contact us.
Thank you.